The Process

Certified Identity Risk Management Specialists (CITRMS) are licensed professionals who work with businesses and corporations to protect their business from Identity Theft.  Our process includes the regulatory procedures necessary to maintain compliance with federal government factions, such as FACTA, HIPAA and GRAMM LEACH-BLILEY.

• CITRMS Phase I
• CITRMS Phase II
• CITRMS Phase III
• Ongoing Compliance Procedures

CITRMS Phase I Compliance: The CITRMS Inspection
Restructuring and Turn Around Consulting
Cleaning up after a security breach effects your customer base as well as your operations by taking, on average, 1,600 work hours and at least $50,000 per incident!

• Identity Theft Risk Assessment
  Assessing how the information that thieves use to steal identities and commit fraud is handled is a big step towards limiting Identity Theft opportunities.  Some of the points your Identity Thief Relief CITRMS will be assessing include:
  o Checking for Evidence of Identity Theft
  o Destroying Sensitive Personal Information
  o Limiting Access to Sensitive Personal Information
  o Demographic Data
  
  Our services include restoring stability and offering an immediate response, including a structured plan-of-action to bring your company back to its feet and fully-operational.
• Identity Theft Protection Services
  By leading your company through the steps, our CITRMS Instructor will work with your Administration, Security Officer and Staff to implement the standards of Identity Theft Protection as defined by governmental legislation.  ID Theft Protection begins with Prevention.
• Risk Management Protection
  Limit your risk to protect your most valuable assets.  Businesses have much at stake when private data has been breached.
• Identity Theft Monitoring with Kroll Worldwide
  (For Businesses and Large Corporations)
  Consistent monitoring of credit and security will put your business leaders at ease.  You will be up-to-date on all happenings - good or bad - with Monthly Reports to keep your businesses security a top priority.
• Continuing Identity Theft Security Alerts
  Your company will be updated regularly on Legislative Updates that may affect your business or operations.  Notifications will be sent immediately if there is a security breach to describe the event and solutions in place to control the situation.
• AMPLOCK Identity Theft Protection for Data Communications
  Maintaining control and privacy over your businesses communications is a proactive solution to reduce risk of Identity Theft.  We offer the tools necessary to take decisive action against fraud including:
  o Reports
  o Letters and Documents
  o Correspondence
  o Encryption Protection
  o Password Protection
• Legal Plans for Employees through Hyatt Legal Plans
  Minimizing your risk is what we specialize in.  Using a trusted source of Legal Plans, your business will have access to Identity Theft Resources at any time.
  
  We offer plans implemented by over one-hundred Fortune 500 Companies, including Google, American Express and General Motor.  Other benefits of signing-up for a comprehensive Legal Plan include:
  o Document Preparation
  o Attorney Access
  o Education about Identity Theft Fraud and Scams

Our Risk Management Protection products have been especially built to protect businesses from Identity Theft and aid in information recovery if the incidence should occur.

Appointment of an Information Security Officer
Based on the provisions of Gramm-Leach-Bliley and HIPAA, the Security Officer will be responsible for the privacy of the corporation and its employees, including the non-public information of its clients relative to security implications.

CITRMS Phase II: Company & Employee Training
Regulatory Compliance Management
Identity Theft continues to be a growing problem in the United States.  In relation, companies face major regulatory and liability risks in relation to the protection of client/customer and employee information that is relevant to Identity Theft and relating risks.

Maintaining the performance of your business and managing those risks is part of the service we offer as Risk Management Specialists.  Two services that every company is encouraged to adopt include:

• Security Officer Training
  Once your company's Security Officer has been appointed, they will be trained in the following fields:
  o Operational Activity Direction and Management
  o Administrative Activity Management
  o Security Policies
  o Compliance Management
• Identity Theft Risk Management Inspection
  Minimize costs to your corporate reputation through our Identity Theft Analysis and Inspection that analyzes exposure to loss and assesses Risk Management Techniques appropriate for your business.

Company Security Policy
When collecting any non-public information from clients, it is of utmost importance to protect data, applications, networks, and computer systems from unauthorized access, alteration, or destruction.

• Corporate Responsibility
  A Company Security Policy is mandatory by law and any company unable to provide this document will be noncompliant and subject to personal and civil liabilities, fines, and possible criminal liabilities with possible jail terms.

Your business' Security Policy describes how the company is handling such information.  It must be available upon request to anyone, such as clients, customers, personnel or governmental inspectors.

Employee Training Sessions
By educating your employees on the risks for Identity Theft and how they can implement Risk Management Techniques, your employees will be responsible for maintaining the integrity of your business.

Your company's employees will be instructed in the appropriate handling of personal information and other operations as outlined in your Company Security Policy.

Employee Notices
As required by law, Mandatory Employee Meetings are scheduled to review the Company Security Policy regarding the protection of the aforementioned.  This may include non-public financial, employee personal and personnel information which is collected and stored for the purpose of doing business.

CITRMS Phase III Management
Mandatory Employee Meeting
Mandatory Employee Meetings are scheduled as required by governmental mandate - every three months or more frequently if needed.  Meeting are in place to review the Company Security Policy and vital information regarding the protection of personal financial information, including employee personal information, which is collected and stored for the purpose of doing business.

All proceedings and attendance will be logged in the Onsite Identity Theft Risk Management Portfolio.

• About Mandatory Security Meetings
  Mandatory Security Meetings are in compliance with the US Government Regulations.  Part of the required "reasonable steps" put in place by the FTC; these regulations aim to protect Americans against incidents of Identity Theft and Fraud.

Identity Theft Risk Management Protection
A purpose of Certified Identity Theft Risk Management Specialist (CITRMS) is to offer Identity Theft Prevention Solutions.  Part of our core mission is to help our clients take the competitive advantage by developing and maintaining a strong financial image.

This allows you to have a greater opportunity to grow and access funds when you need them.  Identity Theft Protection not only guards your financial reputation, it also assists your company in making intelligent business decisions.

• Identity Theft Monitoring with Full Restoration (Kroll Worldwide)
  Benefits of enrollment go beyond your company to protect and monitor your employees.  Some services include:
  
  o Daily Credit Report Monitoring 
  - Monitors all 3 major credit reporting agencies for suspicious activity.
  
  o Negative Credit Activity 
  - Alerts are delivered by email on the same day as negative activity appears.
  - Your Kroll Agent investigates the fraudulent activity themselves in your behalf.
  - Kroll Worldwide addresses activity by "Credit Resellers."
  
  o Identity Restoration (During the Incidence of Suspicion of Identity Theft)
  - As a Full Credit Restoration Service, Kroll Worldwide works with you until your credit is restored to a pre-fraud condition.
  - Your Kroll Agent files the proper dispute forms with the proper Agencies and Creditors in your behalf.
  
  o Non-Credit Searches
  Going beyond credit is the game of criminal exploiters.  Your employees will rest-assured that our searches delve into all fraudulent activities to protect and monitor for Identity Theft.
  
  o Identity Theft Monitoring Employee Opt-In/ Opt-Out Form
  Employee ID Theft Monitoring is available if the company wants to offer the protections to their employees.
  
  o Identity Theft Legal Plan Employee Opt-In/ Opt-Out Form
  For corporations employing over 500 individuals, Employee ID Theft Legal Plans by Hyatt offer a secure Identity Theft Prevention Solution.  Legal Plans are available if the company wants to offer protections to their employees.
  
  o Onsite Identity Theft Risk Management Portfolio
  On-site Security Portfolios include company information, data and Security Policy and Mandatory Employee Meeting logs.  The portfolio should be made available for presentation during official inspections.
  
  o Employee Confidentiality Form
  Governmental compliance extends to the employees of a company.  As Betsy Broder, of the FTC, states,
  
  "Protection extends insofar as any business should have documentation that they have adopted a comprehensive security plan in compliance with FACTA, HIPPAA and the Gramm-Leach-Bliley Act."
  
  Your Company Employee Confidentiality Form will be provided by ID Fraud Solutions and presented during the Mandatory Employee Meetings for employees to sign.

Ongoing Identity Theft Risk Management Services
Interim and Crisis Management
Our Instructor is educated in guiding your business through crises.  If an unfortunate security breech does occur, it is most important to get your business running smoothly while minimizing damage and cost to the company.

Quarterly Mandatory Employee Meetings
Meetings are scheduled quarterly, or as needed relative to the company's needs and requests.

Identity Theft Attorney Consulting
As part of many large corporations' security measures, attorneys may be called upon to review the Security Policy and our implemented Legal Plans.

Our specialists are trained to work side-by-side with your attorney as needed and according to your company's needs.